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Left to spend, what needs attention, and every account total.
Monthly budget sheet + local ledger
A budget sheet for every month, a ledger for every account, and reports that answer "am I on plan?" — with nothing to install.

The monthly sheet — plan, actuals and account balances in one grid
A short walkthrough: home, the monthly sheet, reports and the ledger

Left to spend, what needs attention, and every account total.

One book per account, with the sheet's actuals posted for you.

Plan vs actual, savings rate and EMI load, month over month.